Carleton, Inc. provides a complete line of payment quoting and loan originaltion software and compliance consulting services. Carleton's software products range from single user PC products integrated software components to Internet Loan quoting and complete document printing solutions. Carleton's software products range from single user PC products to integrated software components to Internet loan quoting and document printing solutions. Serveral insurance companies are currently imlementing the Carleton 2000 ASP Internet solution for their nationwide netword of customers. Carleton offers guaranteed accuracy and calculation compliance on a state and federal basis.

CreditRe Inc. is a consulting firm specializing in actuarial, accounting, risk management, and risk transfer solutions for all credit-related protection products and certain service contracts offered by lenders, automobile dealers, and wireless communication providers. It serves financial institutions, insurers, reinsurers, producers, and producer-affiliated reinsurers involved in risk transfer of debt cancellation contracts, debt suspension agreements, GAP and other debt waiver contracts, vehicle and cell phone service contracts, and all credit-related insurance.

CSC a $15-billion dollar company headquartered in El Segundo, California, with years of proven experience in delivering highly effective, cost-efficient solutions to the Financial Services industry. Only CSC gives you deep expertise in lending and bank insurance from an independent servicer. Our customer-centric system easily interfaces to your lending platforms for seamless exchange of information. CSC also built the first commercially available credit insurance system nearly four decades ago and continues its commitment to the industry with advanced software for credit insurance processing.

GPW and Associates, Inc. provides innovative actuarial consulting services to companies engaged in the business of insurance written in connection with credit transactions.

The JLN Companies act as a reinsurance intermediary and consulting firm specializing in credit insurance on behalf of companies and reinsurers in both the domestic and international markets. Services include the analysis and development of a variety of plans of reinsurance, product development and marketing, administration and reporting, preparation of reinsurance contracts, and asistance with all forms of regulatory compliance.

Partners Alliance Corporation Partners Alliance Corporation provides administration and marketing of credit related products.

The StoneEagle Group provides leading software solutions and enterprise administration systems that power Credit Life Insurance Carriers, Service Contract Administrators, Third Party Administrators and Aftermarket Product Providers. StoneEagle leverages technology to create safe and secure connection points between Administrators and their Automotive Dealer, Bank and Credit Union clients, resulting in a multi-function solution suite of applications. StoneEagle systems handle: credit property, credit life and disbalility, collateral protection, debt cancellation, debt deferment, vehicle services contracts, GAP and other types of aftermarket products.

XyberNET, Inc. is the leading supplier of systems and services to companies offering credit insurance, debt protection, extended service contracts, GAP and after market products. Long the industry leader, XyberNET continues to develop new products to meet the ever changing needs of our markets. XyberNET works with each client to provide a full solution that is completely secure, meets their needs and exceeds their expectations. All solutions are offered through either as ASP engagement or licensing.