The Consumer Credit Industry Association (CCIA) represents and advocates for financial protection products that help consumers manage risk, safeguard their financial well-being, and plan for the unexpected. Our scope includes payment protection products such as debt protection and credit insurance, home and consumer warranties, collateral protection products like lender-placed insurance, guaranteed asset protection (GAP), and other financial security products that provide critical benefits in times of need.

CCIA works to shape regulatory policies, expand market opportunities, and foster partnerships between warranty providers, financial institutions, and service administrators. Through our advocacy efforts, CCIA supports fair regulations and industry standards that ensure the accessibility, reliability, and long-term sustainability of consumer financial protection products while championing innovative solutions that enhance financial security for businesses and consumers

For consumers, we offer education and resources to help them make informed decisions about the value of financial protection options. To learn more about the value of these products, how they work, and what protections they provide, explore the Resources section and learn about the products below.